IUPAT Member Benefits
Dear Fellow Members:
I know I don't have to tell any of you that these are some of the hardest times most of us have ever seen. And, unfortunately, far too many of us feel like we're in this mess alone.
Please remember that you are part of something that is much larger than just one person, you're a member of the International Union of Painters and Allied Trades. As I said before in a recent Journal article, I wish I could wave a magic wand and make all this hardship and heartache instantly disappear. Unfortunately, I just can't make that happen.
However, I can assure you that we are preparing to be ready to get everyone back to work when the economy recovers. In the meantime, I know many of you are looking for every bit of help you can get and that's why we put this part of the web site together.
These pages hold the key to receiving benefits and discounts that you automatically qualify for simply because you are a union member.
Read through it carefully and hopefully you'll find something that will make your life just a little bit easier. You might even find something that could dramatically make your life better.
Better days are ahead, but for now it's up to us to take care of each other.
Sincerely and fraternally,
IUPAT General President
Annuity Hardship Withdrawal
Those who participate in the IUPAT Annuity Plan have the option to claim a hardship withdrawal.
These distributions have been a part of our plan for years, but a healthy economy and job market required strict restrictions on qualifying for these hardship distributions.
HOWEVER - TIMES HAVE CHANGED!
If you have no other financial life lines (savings, credit lines, etc.) to meet your basic needs, a hardship withdrawal in the Annuity Plan may be just what you require to stay in your home, get medical attention and more.
To qualify, the hardship withdrawal must address an unpaid expense that is necessary for you or your family, including:
- Medical expenses/COBRA costs.
- Costs for the purchase of a principal residence, or payments to prevent eviction or foreclosure on your residence, which may include unpaid taxes, utilities and other costs that can create liens leading to foreclosure or render your home uninhabitable.
- Repair of damage to your home if casualty strikes.
- Tuition and related educational fees (e.g. room and board expenses) for you or your children.
- Burial or funeral expenses.
These categories can overlap or combine with other factors that show immediate and heavy financial need to meet your family’s basic requirements for food, clothing and shelter
Interested participants may contact the Annuity Plan at firstname.lastname@example.org or 800-554-2479 to request an application.
Union Privilege Benefits
The AFL-CIO created Union Privilege in 1986 to provide union members and their families with valuable consumer benefits. With Union Plus benefits, your union membership "pays" at work and at home.
By using the collective buying power of unions, we are able to offer valuable, discounted products and services exclusively to working families.
Because you are a current or retired union member, you and your family are automatically eligible to start using your union's Union Plus benefits described below.
Union Plus benefits from Union Privilege are the only consumer benefits endorsed by the AFL-CIO and the IUPAT.
Go to www.unionplus.org for more updates on these benefits.
Save 10% on service - including sales prices - and 5% on tires at Goodyear Gemini Auto Service
Union Plus Car Rentals
Save up to 25% on car rentals with discounts from Avis, Budget & Hertz.
Avis 1-800-698-5685, ID# B723700
Budget 1-800-455-2848, ID# V816100
Hertz 1-800-654-2200, ID# 205666
Auto Buying Service
Save time and money when you buy a new or used car or truck.
Union Plus Motor Club
Get emergency roadside assistance and locksmith services. All calls answered in the U.S.
Hybrid Union-Made Car Rebate
Purchase a union-made, EPA-certified Green Vehicle through the Union Plus Auto Buying Service and automatically get a $200 rebate.
Theme Park Discounts
Save at parks nationwide including Busch Gardens, Disneyland, Disney World, SeaWorld, Six Flags, Universal Studios and more.
5% discount for union members on NCL America cruises in Hawaii. Even better discounts on selected staterooms and sailings.
Worldwide Vacation Tours
Save $100 on discounted international travel packages and tours.
Save on movie tickets and rentals, theme parks, theaters, sporting events and more.
AT&T Wireless Discounts
Save 15% off monthly wireless service from AT&T,
the only nationwide unionized wireless company.
1-800-897-7046, FAN #3508840
Home Heating Oil
Save an average of $200-$300 a year on home
Save 20% when you send flowers, gifts or plants. Items are hand-delivered by local florists.
Gift Certificate Discounts
Enjoy the convenience of buying multiple gift cards all in one location and free shipping from some of America's most popular merchants.
Preferred moving discounts with Allied Van Lines and North American Van Lines.
Save 25% on veterinarian services, pet supplies and more.
Save up to 15% on pet health insurance premiums.
1-866-473-7387 (Pet health insurance)
Heating Oil Rebate
If you participate in the Union Plus Home Heating Oil Program, get a $100 rebate with the purchase of new energy efficient heating oil equipment.
Buy union-made apparel and save 5% to 10% on everything you buy.
Justice Clothing Co. 1-888-661-0620
All American Clothing 1-888-937-8009,
Home Energy Savings
Receive $100 for every $400 spent with your Union Plus Credit Card on the cost of making home energy upgrades, up to the lifetime limit of $500.
A mortgage program to help you and your children buy a home. Unique benefit helps make mortgage payments if you're out of work.
Budget Truck Rental
Save 20% off truck rentals from Budget.
BART # 56000127763
Get a $50 rebate when you use your Union Plus Credit Card to purchase an annual maintenance
agreement with a union HVAC contractor.
Powell's Online Bookstore
This unionized online bookstore offers affordable used and new books.
Save 10-30% on Dell laptops and desktops.
Union-backed credit card with competitive rates and
assistance for members facing job loss, recent
disability, large hospital bills.
Secured Credit Card
Establish or rebuild your credit history with this secured credit card.
Union-printed checks and labels that feature your union logo.
Protect your union family's future with life, accident, disability and hospital recovery insurance.
Save with competitive group rates. Features driver's training grants and payment deferments during strikes.
Credit Score Discounts
Learn your FICO credit score and get help improving it.
Receive up to $20,000 in accidental death insurance at no cost. Additional coverage also available.
Get free, confidential budget and credit counseling, and no-cost debt management assistance from certified counselors.
Online Tax Service
Save up to 15% on online tax preparation with
Save on the rising costs of eldercare services.
Pre-negotiated 15% to 30% discounts on monthly fees at over 10,000 health clubs nationwide.
Consumer Reports Health Online Discount
Save 30% on an annual subscription to ConsumerReportsHealth.org.
Helps cut out-of-pocket costs on prescriptions, dental, vision, hearing, physician and hospital care for the whole family.
Speak to a lawyer free about any legal question or problem. Free document review and 30% off
Consumer Reports Online Discount
Save 27% on an annual subscription to ConsumerReports.org.
Union Plus Scholarship
Awards $150,000 annually to members and their families pursuing higher education.
National Labor College Scholarship
Awards $25,000 annually to those enrolling in the National Labor College.
Grant money and advice to help union members
facing financial hardship.
National Labor College Green Scholarship
Scholarships for union members enrolled in the NLC's Green Workplace Representatives Certificate program.
Painters and Allied Trades members and their families are eligible to participate in our affiliate health insurance plans.
The Painters and Allied Trades Industry Pension Fund provides you with a secure retirement plan. Members qualify for full retirement benefits at age 55 with 30 years of credited service.
Representation on the Job
Your union will make certain your rights are protected on the job. That means you’ll get paid what you’re supposed to get paid, on time. It also means you’ll have the right training and equipment to get the job done safely.
All members of the IUPAT are eligible to pursue advanced career training and even college credits in our program. The Finishing Trades Institute offers continuing education programs for its members that allow them to earn college credits toward an Associate or Bachelor’s Degree.